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Stated-Income

Rates

Updated January 2018

Stated Income Loan Interest Rates

Interest rates may not be the thing you worry about first when it comes to stated income loans.



Stated income guidelines may be significantly more important because not every lender offers stated income loans– so, typically more people care about stated loan guidelines before they look into rates.

What You Can Expect From Stated Income Rates

When you look into getting a stated income loan, you can expect to pay a higher interest rate than a conventional or even a jumbo loan. This is because of the risk that is associated with stated income loans. Stated income rates typically range between 2-5% higher than that of a normal FHA loan interest rate.

“Regular” mortgage rates are displayed to the right. If you add a few percentage points to whatever today’s rate is, then you can better understand the range in which the stated income rate would be if you were to get a quote today.

How To Get The Best Deal On Stated Income Loan Interest Rates

When looking for the right stated income loan, shop around for the best deal on interest rates. Shopping lenders is the easiest way to save money on your new mortgage. Making banks compete for your business will ultimately benefit you in whatever loan you are getting. However, when it comes to stated income loans specifically, it is even more important to shop around!

Click the button below and start shopping lenders to help you with your stated income loan. It will only take you a few minutes and will help you get the best possible interest rates on your stated income loan.

To get matched with a lender, click hereĀ»

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